KINDS OF CAR INSURANCE
OF CAR INSURANCE
Regulations are a little different in the various states and territories,
but basically there are three different kinds of car insurance in
Australia. Everyone must have Compulsory Third Party (CTP). The
other two kinds are optional. They are Third Party Property and
THIRD PARTY (CTP)
you for any injury you cause to other people. If you injure someone,
your insurance company will pay their medical expenses. You MUST
have this kind of insurance.
THIRD PARTY PROPERTY
Some people think that their car is not worth much so it isn't worth
getting non-compulsory insurance. They forget that if they damage
another car they may have to pay thousands of dollars in repair
costs. If they run into a twenty year old Corolla, the cost may
be a few thousand dollars. If they run into a Porsche or a Jaguar,
they may have to pay tens of thousands of dollars. Third Party Property
covers you for damage you cause to someone else's car.
This is the most expensive kind of insurance. If you take out comprehensive
insurance, you are covered for damage you cause to someone else's
car and damage you cause to your own car. If your car is damaged,
but you don't know who did it, you are also covered.
the sentences and select true or false.